Consumer finance litigation requires intimate knowledge of the myriad federal regulations, causes of action and procedural requirements affecting this industry segment. We have substantial experience defending clients against claims relating to the following, to name a few:

  • Truth in Lending Act
  • Home Ownership Equity Protection Act
  • Equal Credit Opportunity Act
  • Fair Housing Act
  • Fair Credit Reporting Act
  • Racketeer Influenced and Corrupt Organizations Act (RICO)
  • Real Estate Settlement Practices Act
  • Fair Debt Collection Practices Act
  • State unfair practices acts
  • Other predatory lending causes of action such as loan flipping and insurance packing
  • Challenges to mortgages and notes raised by debtors in bankruptcy court